Cross border finance: are your forecasts wrong?

Your forecast isn’t wrong, it’s just built for another country.We see this all the time.An international CFO builds a cash flow model for Spain using UK or US assumptions.

Then the real world hits:

• VAT payments lag in Spain, but VAT liabilities don’t.

• Clients pay late, sometimes very late.

• Social security is monthly, but in many cases, personal income tax (IRPF) is collected quarterly. That mismatch can throw your cash flow timing off.

The result?

Constant surprises, despite good internal reporting.

So, if you don’t rebuild your forecasts for Spanish rhythm, you’ll always be chasing reality.

I help international CFOs adapt their models to local patterns, so forecasts stop being fiction and start being useful.

Need help resetting yours?

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